New research released today by MoneySuperMarket reveals that, for the second year running, footballers retain the trophy for paying the most for their car insurance at £1,942 a year – over four times the average car insurance premium of £473.
The price comparison website looked at over five million car insurance enquiries to identify how your job title can impact your car insurance premium.
The research finds that a diverse range of professions pay the highest premiums, with footballers top (£1,942), followed by car wash attendants (£1,616) and sportspeople (£1,559). Fast food delivery drivers (£1,537) and abattoir workers (£1,487) make up the remaining top five.
At the other end of the scale, guest house owners (£258), typists (£271), and those who are retired (£275) have the cheapest car insurance rates. They are followed by registrars (£289) and examiners (£295).
Dave Merrick, car insurance spokesperson at MoneySuperMarket, said: “Our research shows that for the second year running, footballers have the highest car insurance premiums. This is most likely due to the cars they drive, which can often be very high-end.
“As with last year’s results, a range of ‘everyday’ professions – such as delivery drivers – feature in the most expensive category. Insurance companies retain vast repositories of information on previous claims, which informs the way they calculate a premium. As a result, some professions are seen as more of a risk and are charged more. But it’s also important to note that other considerations will also be taken into account by insurers such as a driver’s age, their location and their previous claims history.
“If you’re in one of these jobs and feel like you’re paying over the odds, you can often make significant savings on your car insurance by shopping around at the point of renewal. Doing so can save you up to £280.”