These locations are the most affordable low crime places to live in the whole of Wales and England

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Six Welsh locations have been ranked in the top 10 most affordable and crime-free places to live in the whole of England and Wales.

An estate agent comparison site has come up with an index of house price affordability and crime rates across both countries.

It looked at the average house price in each postcode, along with the cost per square foot and the crime rate – the number of recorded crimes per 1,000 people.

Using that data it then generated a ‘crime/house price affordability score’ and it turns out that west and mid Wales are the places to be if you’re looking for a safe and affordable place to live.

The area of Llanybydder in Carmarthenshire came out on top with a low score of 4.1.

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The area – postcode SA40 – has an average house price of £266,809 and a crime rate of 38. In fact, Carmarthenshire did extremely well in the study, with four of the top 10 spots located in the county.

The areas around Whitland, Pencader and Clynderwen also made the top 10.



Whitland town centre, part of the SA34 postcode, which is the third best place to live in England and Wales according to affordability and low crime rates

Whitland – postcode SA34 – has an average house price of £261,165 and a crime rate of 35, while the Pencader area – postcode SA39 – has an average house price of 190,457 and a crime rate of 43.

Meanwhile, the Clynderwen area – postcode SA66 – has a crime rate of 39 and an average house price of £261,664.

The SY17 postcode in the Caersws area of Powys came in as the second most affordable and crime-free place to live in England and Wales, while SA37 in the Boncath area of Pembrokeshire came in seventh.

To put the figures into context, the worst postcode according to the index is EC3 – Central London – which has an average house price of £858,868 and a crime rate of 2,532.

Below is the full top 10 of the most affordable and crime-free spots to live in across England and Wales, according to comparison site GetAgent:

Postcode Average house price Average £/sq ft Crime rate

Crime/affordability score

Location

SA40

266,809

£109

38

4.1

Carmarthenshire

SY17

218,056

£162

30

4.9

Powys

SA34

261,165

£139

35

4.9

Carmarthenshire

SA39

190,457

£118

43

5.1

Carmarthenshire

LA18

130,537

£106

49

5.2

Copeland

SA66

261,664

£135

39

5.3

Carmarthenshire

SA37

286,071

£158

34

5.4

Pembrokeshire

EX19

320,867

£224

24

5.4

Exeter

EX24

342,733

£282

20

5.6

Exeter

DN19

222,574

£153

37

5.7

North Lincolnshire

Colby Short from GetAgent said: “Crime is an incredibly influential factor when it comes to choosing where to live and will often form part of a homebuyer’s initial search criteria.

“However, as is often the case, we find ourselves having to compromise on what we might find an acceptable level due to other factors such as a desired location and affordability of property prices.

“When taking crime rates into account, it’s as important to conduct your research at the most granular level as possible. All too often, we look at an overall crime rate in a city or neighbourhood but this can be misleading.



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Mr Short added: “By diving into the data you might well find that the vast majority of crimes in an area are concentrated in a completely different part of a given town or city to the area you might wish to buy in, or that the crimes in question don’t influence your decision-making process to the same extent.

“For example, crimes such as shoplifting or anti-social behaviour may rank as less of a deterrent for actual homebuyers compared to more serious issues such as violent crimes or burglary. There are some great databases out there that allow you to really drill down and analyse crime rates on a crime by crime basis in a given area and these are a great place to start to get a realistic idea of whether you might like to live somewhere or not.”



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