December 5 is most dangerous day of the year on roads, claims show

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Co-op Insurance is urging drivers to take extra care on the roads this Saturday, December 5, as their data suggests this is the most dangerous day of the year on the UK’s roads.

According to Co-op Insurance’s claims data, more road collisions occur on December 5, ‘Danger Day’, than any other day of the year. Data from the insurer shows that more collisions have occurred on the date in the past eight years than any other, with at least 60% more claims on this date compared to any other day in December.

Paul Evans, Head of Motor Insurance at Co-op said: “With non-essential shops reopening this week and with only so many shopping days left until Christmas, it’s likely that Saturday, December 5, could be even busier on the roads than previous years.

“We conducted a brief poll with YouGov and as many as one in five of the people we asked said that they could be headed out in their car on Saturday.”

As well as the countdown to Christmas, adverse weather conditions, shorter days and busy roads all contribute to the risks of driving on December 5 according to Co-op Insurance data.

The numbers also reveal that the average age of a driver involved in a collision on ‘Danger Day’ is 52. Claims data also reveals that some parts of the UK are more likely to see collisions. The top five regions for collision on 5 December each year are the Midlands (17%), East Anglia (15%), the North East (11%) North West (11%) and South East (10%).

Paul Evans continued: “Evenings become darker, there’s more chance of icy roads and roads are generally busier – there are so many different factors in play at this time of year.

“Fridays are also another busy claims day, as people often take to the roads earlier to make the most of weekend plans. We are urging drivers to take extra precautions by allowing additional time for journeys and suggest checking car lights and tyres before setting off. This is especially important at a time when there is increased risk on the roads.”

Paul Evans’ top tips to make sure motorists are prepared for winter driving:

  • Keep windows clean, as in winter a build-up of condensation on the inside or dirt on the outside of your windows can cause impaired visibility when driving
  • Make sure your vehicle is prepared for freezing conditions: top up antifreeze and have an emergency kit in the car, containing essential items such as de-icer and a scraper, a shovel, boots, a torch, warm clothes, first aid kit, high-visibility vest and food and drink in case you get stuck
  • Check tyres to make sure they have the correct pressure and enough tread for icy roads
  • Make sure lights are clean and working properly for early morning and night-time driving as well as days where there is poor visibility
  • Factor in additional time for journeys in bad weather, avoiding areas that may be prone to flooding
  • If going on long journeys, check the weather report before you set off, especially if you are driving to more isolated areas



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